It’s time for all of us to get rid of our credit cards, once and for all.
As if the "Global Financial Crisis" (or, as I like to call it, the "Greedy Fuckers Crisis") hasn’t already taught us that we need to wean ourselves off of this credit-based culture we’ve built for ourselves, then this story should. According to News.com.au, "one in five Australians is a victim of credit card fraud or computer hackers."
More quotes:
"Credit card crime is by far the biggest single fraud issue, with almost 10 per cent of those surveyed falling victim to card theft or skimming."
"The news will be an embarrassment to the banks, who repeatedly claim that their systems are secure."
The banks make BILLIONS and BILLIONS of profits every year and they STILL can’t stop credit card fraud. Why? Because they don’t care. It would cost more to fix it than it does to pay out the claims. It’s the same reason they can’t develop an e-banking system that doesn’t look like it was made my monkeys in 1993. THEY DON’T CARE ABOUT YOU. They care about profits, not people, not customers – PROFIT. That’s why their customer satisfaction scores are in the toilet.
Credit cards are just another way that the banks, corporations and the government manages to keep us up to our eyeballs in debt. They know that human nature means that if you CAN spend it, you WILL – eventually. And then they have you by the balls. And if you’re living on debt, you’re easy to manipulate. You can’t afford to quit your job – so they can screw you down a little bit more. You can’t afford to lose your job – so you put "the economy" ahead of other issues, like "the survival of the species" when you vote in elections. You dance to their tune.
Let’s get a campaign going to get a million people to cut up their credit cards this year. Along with my other campaign to get a million people to walk away from the "big four" banks and take their banking to a smaller, member-owned credit union.
Let’s take control of our destiny people.
UPDATE: Check out @mrshlee! He already decided to cut his up! (video)
I cut mine up a few years ago. I’ve been extremely poor a couple times since then, and I know I would have made purchases, some necessary, if I’d had a credit card. It’s too easy to get sucked into, and the rates are highway robbery so I won’t play the game.