Dilbert author Scott Adams has a GREAT idea for reducing health insurance premiums:
First, 80% of healthcare costs go toward chronic diseases such as diabetes, cancer, and heart disease.
Second, a huge study on diet and its correlation to disease, called The China Study, found that chronic diseases, particularly the ones I just mentioned, only get triggered if you eat a plant based diet, for the most part, regardless of your genetic propensity. (CR Note: I think he meant to write "DONT get triggered if you eat a planet based diet".)
The author’s thesis, backed by a mountain of data, is that the only safe level of animal based food is zero. No milk or cheese either. Moderation simply doesn’t work when it comes to eating meat. That’s the data talking, not me, according to this expert. I haven’t seen any data that contradicts that notion. Provide a link if you have.
As a practical matter, it would be impossible to ban meat from the diets of average Americans. But when you are talking about insurance of any sort, whether it is health or auto or hurricane, we accept the principle that risk factors can be considered in pricing. So all we need to do is charge meat eaters four times as much as vegetarians for health insurance. Over time it will create more vegetarians, for economic reasons alone, and healthcare costs will plummet.
You might say it is unfair for the insurance company to charge a higher premium for earthquake insurance to people who actually live on a fault line. But I say that’s just good business.
What do you think? Should health insurance companies have better plans for vegetarians? And would YOU become a vegetarian if you knew your health insurance would be cut by 75%?